“The Talk” (about money")
It all begins with an idea.
Breaking the Money Taboo: How Dale Alexander's "The Talk About Money" is Changing Lives One Paycheck at a Time
In a world where discussing salary is considered impolite and financial literacy is rarely taught in schools, one Certified Financial Planner is making waves with a refreshingly simple approach to money management. Dale Alexander's platform, thetalkaboutmoney.com, isn't just another financial advice website. It's a movement designed to bridge the critical gap between graduation and financial wisdom.
The Genesis of a Mission
Dale Alexander has been blessed to pour inspiration and motivation into others for 30 years. As a well-known employee benefits broker and Certified Financial Planner, Dale also combines his passion for living with speaking opportunities to impact others' lives and attitudes. But what sets Dale apart isn't just his credentials—it's his unique ability to distill complex financial concepts into one life-changing principle.
After three decades in the financial services industry, Dale recognized a troubling pattern: young adults were entering the workforce without the most basic financial literacy skills. They knew how to earn money, but no one had taught them how to manage it effectively from day one. This observation sparked what would become Dale's signature message: "Make 70 Your 100."
The Power of One Decision
At the heart of Dale's philosophy lies what he calls "the single greatest 'life'decision you will ever make, and it doesn't rely on family success or education level. You can WORK FOR YOUR MONEY, or you can have YOUR MONEY WORK FOR YOU." This decision? The 70/20/10 rule.
Here's how it works:
70% of your paycheck becomes your new "100%" for all living expenses
20% goes toward saving and investing
10% is dedicated to giving back to others
What makes this approach revolutionary isn't the percentages themselves. It's the timing. Dale emphasizes that "70 percent of that first job paycheck is still going to be the most money you've ever seen in your life. You're at zero. Make 70 or 100. You don't have a standard of living established yet."
The Ripple Effect
The impact of Dale's message has been nothing short of extraordinary. The State of Georgia simply could not resist his book because of its relevance and immediacy, ordering 120,000 copies to distribute to high school graduates. His presentations have reached countless students, and the feedback consistently reflects the same sentiment: "I wish someone had shared this with me when I was young."
One Amazon reviewer captured the essence of Dale's approach perfectly: "Many months later, 70/20/10 is fixed in their memory and my daughter has elected to start saving/investing now from her PART-TIME job." This isn't just theoretical advice. It's practical wisdom that young people can implement immediately.
More Than Money Management
What distinguishes Dale's platform from typical financial advice is its holistic approach. The talk focuses on making 70% of one's paycheck the new standard by living within means, investing, and giving away 20% and 10%, respectively. Most money problems are not about money but priorities, greed, advertising, algorithms, or unawareness.
The giving component is particularly noteworthy. In an era where financial advice often focuses solely on accumulation, Dale insists that true wealth includes generosity. This philosophy recognizes that giving back to others not only brings personal fulfillment but also attracts success and happiness.
The Brand Behind the Message
Dale's platform, thetalkaboutmoney.com, serves as the central hub for his financial literacy mission. The site features:
Speaking Resources: Professional presentation videos and booking information for schools and organizations
Educational Tools: Free resource kits including lesson plans, conversation guides, and interactive quizzes
The Book: "The Talk" (about money) serves as the foundational text for his philosophy
Media Coverage: Features from Fox & Friends, FoxBusiness News, and other national platforms
Dale Alexander has been blessed to pour inspiration and motivation into others for 30 years, and his website reflects this commitment through comprehensive resources designed to make financial literacy accessible to educators, parents, and young adults alike.
The Urgency of Now
What makes Dale's message particularly compelling is his emphasis on timing. "They have one shot," he frequently reminds audiences. The window for establishing healthy financial habits without the burden of existing lifestyle inflation is narrow, making his message time-sensitive for young adults.
The platform addresses this urgency by providing immediate, actionable steps rather than overwhelming theoretical frameworks. As one reviewer noted, "This book basically sums up everything basic about money they should have taught us in high school so that we'd be more financially prepared now."
A Model for Impact
Dale Alexander's success with thetalkaboutmoney.com offers valuable lessons for anyone looking to create meaningful change through content and speaking:
Simplicity Wins: Complex problems don't always require complex solutions
Timing Matters: Identifying when your audience is most receptive to change
Passion Translates: Authentic enthusiasm for your message resonates more than polished presentations
Systems Support: Creating comprehensive resources that extend beyond a single touchpoint
The Future of Financial Literacy
As more states mandate personal finance education in schools, platforms like Dale's are becoming increasingly valuable. Dale's "The Talk" (about money) book provides a blueprint for financial success and is the perfect follow-up to his presentations.
The beauty of Dale Alexander's approach lies not in its complexity, but in its elegant simplicity. By focusing on one decision (how to allocate that first real paycheck), he's created a foundation that can support a lifetime of financial success.
The Bottom Line
In a world where money conversations are often avoided until crisis hits, Dale Alexander's thetalkaboutmoney.com platform offers a refreshing alternative: start the conversation early, keep it simple, and make it actionable.
For young adults standing at the threshold of their financial futures, Dale's message is clear: "You can be one of the wealthiest, most generous people on earth." All it takes is one decision: to make 70 your new 100.
In the end, Dale Alexander hasn't just created a website or written a book. He's started a movement that recognizes financial literacy as a fundamental life skill, not an optional luxury. And for the thousands of young adults who've heard "the talk," that movement is already changing lives, one paycheck at a time.
Dale Alexander's "The Talk" (about money) is available through his website thetalkaboutmoney.com, where you can also access free resources and learn about speaking opportunities for your organization.