Before you begin leading your class through “The Talk” (about money) curriculum, Dale has a message for you.

Discover why starting your financial journey early gives you a once-in-a-lifetime opportunity to transform not just your life, but every generation that follows. Learn the simple rule: “Make 70 Your 100”.

Challenge common money myths and discover the truth about wealth. Learn why looking rich doesn't mean being rich, and understand the difference between someone's financial "look" and their reality. Test your money knowledge with surprising facts about American financial habits.

Master the revolutionary principle that changes everything: Live on 70%, Save 20%, Give 10%. Understand why this simple decision on your first real job paycheck creates a lifetime of financial freedom - but only if you act within the first three paychecks.

See the actual numbers behind the “Make 70 Your 100” Plan. Follow the example showing how starting at a $36,000 salary can lead to $5.2 million in savings and $437,000 in charitable giving over a career. The math will amaze you.

Explore why giving 10% away will do more for TO you and FOR you than the 20% you save. Discover how society's “highlight reels” deceive us, and learn the secret to true happiness: serving others. Find your purpose by answering "What breaks your heart?

Identify the four main reasons people don't follow the plan: Highlight Reels, Stranger Danger (Future Self Syndrome), The Boring Zone, and simply not being taught. Learn how to overcome each obstacle and stay committed to your financial future.

Understand the difference between short-term saving and long-term investing. Learn about cash accounts, bonds, stocks, and real estate. Discover how mutual funds work and why they're perfect for beginning investors, plus the power of diversification.

Discover why the stock market is both risky AND safe, depending on your timeframe. See historical data showing what $1 invested in the stock market in 1926 would be worth today.  Learn the "yo-yo up a flight of stairs" concept.

Understand why your age is your superpower in investing. Learn about "sale prices and warm winters"- why stock market downturns are actually opportunities. Master the concept of Dollar Cost Averaging and why time is your greatest asset.

Einstein called it the 8th Wonder of the World - compound interest is literally "the money that money makes." See the amazing example of three employees and discover why starting early is so powerful. Learn why you should "Pay Now and Play Later" vs. "Play Now and Pay Later.

Take a journey 30 years into the future to your "perfect day." Visualize the life you can create through the “Make 70 Your 100” Plan. Understand how one decision today changes everything for you and your future generations. You are exceptional - now act like it.